Servcies

Background

 

 

AePS is a bank led model which allows online interoperable financial inclusion transaction at PoS (MicroATM) through the Business correspondent of any bank using the Aadhaar authentication.AePS allows you to do six types of transactions.

The only inputs required for a customer to do a transaction under this scenario are:-

  • IIN (Identifying the Bank to which the customer is associated)
  • Aadhaar Number
  • Fingerprint captured during their enrollment

Objectives

 

  • To empower a bank customer to use Aadhaar as his/her identity to access his/ her respective Aadhaar enabled bank account and perform basic banking transactions like cash deposit, cash withdrawal, Intrabank or interbank fund transfer, balance enquiry and obtain a mini statement through a Business Correspondent
  • To sub-serve the goal of Government of India (GoI) and Reserve Bank of India (RBI) in furthering Financial Inclusion.
  • To sub-serve the goal of RBI in electronification of retail payments.
  • To enable banks to route the Aadhaar initiated interbank transactions through a central switching and clearing agency.
  • To facilitate disbursements of Government entitlements like NREGA, Social Security pension, Handicapped Old Age Pension etc. of any Central or State Government bodies, using Aadhaar and authentication thereof as supported by UIDAI.
  • To facilitate inter-operability across banks in a safe and secured manner.
  • To build the foundation for a full range of Aadhaar enabled Banking services.

Services Offered by AePS

 

  • Cash Withdrawal
  • Cash Deposit
  • Balance Enquiry
  • Aadhaar to Aadhaar Fund Transfer
  • Mini Statement
  • Best Finger Detection

BHIM Aadhaar Pay

 

BHIM Aadhaar Pay is meant for merchants to receive digital payments from customers over the counter through Aadhaar authentication. It allows for any merchant associated with any acquiring bank on BHIM Aadhaar Pay service, to allow the merchant to accept payment from a customer of any bank, by authenticating the customer’s biometrics – currently only fingerprints, directly from the customer’s Aadhaar enabled bank account and receive the sale proceeds instantaneously directly into merchant’s own bank account.

To be able to effect the same, the merchant must have an Android mobile with the BHIM Aadhaar app and a certified biometric scanner attached with the mobile phone on the USB port AND both the merchant and customer should have had linked their Aadhaar numbers to their bank accounts respectively.

 

Xpress Cash Deposit Money Transfer(XCDMT)

 

 

RURAL INDIA PAY has a robust intra-bank transfer and IMPS facility, using which our agents can help customers remit funds to a wide array of banks or locations in real-time. The money is safe during transit, thanks to the highly secure process with multiple authentication levels. SBI PAY  Wallet is an RBI approved semi-closed PPI wallet linked to the sender’s mobile number which is highly secure.

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Money Transfer (DMT)

RURAL INDIA PAY has a robust intra-bank transfer and IMPS facility, using which our agents can help customers remit funds to a wide array of banks or locations in real-time. The money is safe during transit, thanks to the highly secure process with multiple authentication levels. Spice Money Wallet is an RBI approved semi-closed PPI wallet linked to the sender’s mobile number which is highly secure.

 

 

 

 

Money Transfer

Domestic Money Transfer service, retailers can help customers to instantly transfer their money to any bank account in the country, anywhere and anytime, even on bank holidays. The sender does not need a bank account to transfer the money from, and just need to pay a minimal transaction fee to the retailers.

 

Aadhaar Enabled Payment System

Aadhaar Banking is AEPS (Aadhaar Enabled Payment System) powered digital banking service that enables retailers to provide basic banking functions such as cash withdrawal, balance inquiry, and domestic money remittances to their customers and earn money as commission. All that any retailer needs to do is to sign-up as a  hopepayindia retailer and start providing these services.

 

Money Transfer

Domestic Money Transfer service, retailers can help customers to instantly transfer their money to any bank account in the country, anywhere and anytime, even on bank holidays. The sender does not need a bank account to transfer the money from, and just need to pay a minimal transaction fee to the retailers.

 

Mobile/DTH Recharge & Bill Payments

Now, quick and effortless payment of utility bills of over 100 billers in India along with recharge of DTH and mobile networks can be made at any Hopepayindia retail outlet. Bharat BillPay (BBPS)-powered bill payment service available through the Hopepayindia mobile app allows its retailers to provide this service to their customers. Bills of various services such as electricity, gas, water along with recharge for telecom, and DTH can be easily paid without any hassles.

Cash Management System

 

Our customer service points have now become a center to collect cash from service providers of Insurance and NBFCs (including Micro Finance companies). We are currently associated with service providers such as Mahindra Finance, Mahindra Home Finance, Hero Fin Corp, Bajaj Finance, L&T Financial Services, Svatantra MFI & Samasta MFI.

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RURAL INDIA PAY Our customer service points have now become a center to collect cash from service providers of Insurance and NBFCs (including Micro Finance companies). We are currently associated with service providers such as Mahindra Finance, Mahindra Home Finance, Hero Fin Corp, Bajaj Finance, L&T Financial Services, Svatantra MFI & Samasta MFI.

 

RURAL INDIA PAY With the help of Bharat Bill Payment System (BBPS), we have created a strong business source for our agents, allowing them to become a one-stop-solution for all of the customer’s recharge and bill payment needs. Using Bharat Bill Pay, our agents can help customers pay all their bills in one place including Electricity, Water, Gas, DTH, Broadband, and Mobile. Very soon customers will also be able to recharge and top up their entertainment apps such as Hotstar, Amazon Prime, Sony Liv, ZEE5, etc.

Mobile/DTH Recharge & Bill Payments

Now, quick and effortless payment of utility bills of over 100 billers in India along with recharge of DTH and mobile networks can be made at any Hopepayindia retail outlet. Bharat BillPay (BBPS)-powered bill payment service available through the Hopepayindia mobile app allows its retailers to provide this service to their customers. Bills of various services such as electricity, gas, water along with recharge for telecom, and DTH can be easily paid without any hassles.

Flight Booking

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We provide Domestic and International Flight ticketing solutions with all available combinations. The service provides the best routing options & there is also a presence of dedicated customer care. Through a single interface travel management solution, our agents can instantly book and confirm the tickets.

Train Booking

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We are authorized by IRCTC to book train tickets through our customer service points & can very easily book tickets for any destination. We have a very user-friendly interface for our agents to book tickets quickly & make the whole process hassle-free for customers.

Bus Ticket

 

We have done tie-ups with over 700 tour & travel operators across the country which helps us get high visibility of available tickets. Our agents can instantly book and confirm bus tickets.

Hotel Booking

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Through various tie-ups with hotels & travel agencies, we have access to hotel room inventory catering to every budget & star category. Our agents can book hotel rooms instantly at discounted tariffs.

Pan Card Services

Our agents now can get a new pan card made or get it updated through authorized government channels. Our strong and secure network provides seamless service, making the whole process quick and hassle-free for our customers.

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Pan Card Services

Our agents now can get a new pan card made or get it updated through authorized government channels. Our strong and secure network provides seamless service, making the whole process quick and hassle-free for our customers.

Online Shopping

Through our strategic tie-ups, we now provide the facility of online shopping at our customer service points. Our agents assist the customer to choose the right product and ensure its safe & quick delivery in their hands. We have tied up with Amazon to provide seamless service to our customers.

 

Online Shopping

Through our strategic tie-ups, we now provide the facility of online shopping at our customer service points. Our agents assist the customer to choose the right product and ensure its safe & quick delivery in their hands. We have tied up with Amazon to provide seamless service to our customers.